Thursday, September 4, 2014

Texas Down Payment Assistance Programs

Down Payment assistance programs do exist in Houston and in Texas you just have to meet the requirements.

Choosing the right lender is also key with the use of these programs.  Only certain lenders are designated to write loans with these types of programs and we have someone we use and trust that can assist in that as well.  Please pass the information on and to find out more give us a call or send us an email and we would be glad to share the information.

                                                         DOWN PAYMENT ASSISTANCE PROGRAMSHarris County Down Payment Assistance
$14,200 first time home buyer grant for home buyers purchasing a home in Harris County outside of the city limits.
 Housing Assistance Program “H.A.P.”
 $19,500 first time home buyer grant for home buyers purchasing a home in the City of Houston whose income is at or below 80% area median income.
 Houston HOPE Program
 $30,000 first time home buyer grant for home buyers purchasing a home in one of many Houston Historic communities.
 Workforce Housing Program
$30,000 first time home buyer grant for home buyers purchasing a home in the City of Houston whose income is at 80% - 110% of area median income.
 HOME OF YOUR OWN "HOYO"
Montgomery County
$14,500 first time home buyer grant for home buyers purchasing a new home in Montgomery County outside the city limits of Conroe.
City of Pasadena “SETH”
$5,000 first time home buyer grant for home buyers purchasing a home in the City of Pasadena.
SETH Single Family Bond
Southeast Texas first time home buyers can qualify for 3% down payment assistance with a fixed 5.25% mortgage rate towards the purchase of their first home. Areas include: Austin, Brazoria, Chambers, Liberty, Matagorda, Waller, Walker & Wharton and the cities of: Baytown, Deer Park, Dickinson, La Marque, La Porte, League City, Pasadena, Santa Fe, Shore acres, Texas City and Tomball.
Mortgage Credit Certificate Program “MCC”
First time home buyers can receive an IRS Tax Credit up to $2,000 every year for the life of your home loan.
Texas Veteran’s Mortgage Credit Program
Military Veterans with an Honorable Discharge can now qualify up to $2,000 IRS Tax Credit every year for the life of their home mortgage.  NO first time home buyer requirement!

*Minimum credit scores 640 or greater for all programs.

Find out more today!


GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

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