Monday, September 29, 2014

Where to buy a home in Houston online

Where to buy a home in Houston online? There are 1000s of websites out there that can provide you information about alot of homes, but how much of the information is accurate is the question?

We have found that websites like ours directly linked to the areas Multiple Listing Service (MLS) is where you will find the most up to date and real time information about local area properties.

Take a moment and visit our website, we have foreclosure listings, short sales, resale homes, brand new homes you name it we have it listed.

Start looking for your families new home today!

Houston Texas Real Estate

What to expect from Houston Texas Real Estate? More bang for your buck. That's right, here an Houston you can find a 3000 square foot home for as low as $160k. That's unheard of in some other parts of the United States. We have found more buyers moving to the Houston area to take advantage of the home values, school districts and most of the low prices.

It's a seller's market here in Houston so our home inventory is at an all time low but there are still alot of great opportunities out there for those that are ready to move forward relatively quickly.

Let us help you find not just a house but your families new home. You get two agents working twice as hard for you to make this experience go as smoothly as possible.

Give us a call today!!

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Sunday, September 28, 2014

Houston Foreclosures

Why pay for a foreclosure list thru a third party when you can get the information for "free". No strings attached, just log in and search all of the "active" foreclosed homes in the Houston and surrounding areas. If you see something you like and you would like further assistance in purchasing one of these homes just give us a call. That simple.

As the housing industry is rapidly changing we want to help as many people find homes as we can before the rules change again making it even harder to get a home loan.

Just click on the link below and find out more.

OR

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Friday, September 26, 2014

Veteran Real Estate Agents

Not only are we Realtor's but we are both Navy Veterans serving 20 and 22 years of "faithful" service.

Steven was born in Monroe, LA and raised in Houston, TX. After graduating from high school, he served faithfully in the United States Navy for 20 years. After serving his time in the military Steven went into the Oil and Gas Industry and after two years realized that “A House divided cannot stand” and joined Faith as a Licensed Realtor in 2008. Steven earned several personal awards during his well-decorated enlistment, including the Navy Commendation Medal (3), Navy Achievement Medal (5) and Good Conduct Medal (4). His service included positions as Logistics Support Officer, Logistics Chief Petty Officer, Chief Master-at-Arms, and as a youth mentor for the Drug Education for Youth Program.

Steven currently serves as the Assistant Pastor at Salt Mine Ministries. He received his Bachelor of Science in Criminal Justice Administration from University of Phoenix. He is head of the Men’s Department, and Co-Owner of God’s Property Realty.

Faith was born and raised in New Orleans, LA where she graduated high school. After graduating from high school, she served our Country faithfully for 22 years in the United States Navy. In 2005, during her time of service, Faith went on to continue her education and receive her Realtor's License from Texas A & Commerce followed by her Texas Brokers License from Texas A & M Commerce, her commitment to her clients have earned her a top client rating receiving a score of 4.99 out of 5.00 along with being a “multi-million dollar” sales agent.

Faith earned several personal awards during her well-decorated enlistment, including the Navy Commendation Medal (3), Navy Achievement Medal (6) and Good Conduct Medal (6). Her service included positions as Administration Officer, Administration Chief Petty Officer, Master-at-arms, Auxiliary Police, and as a Career Counselor.

GOD'S PROPERTY REALTY Faith Floyd, REALTOR® Licensed Real Estate Broker/Owner 10101 HARWIN DR SUITE 175 HOUSTON TX 77036 Direct (281) 743-0243 | Fax (866) 731-9435 | WWW.GODSPROPERTYREALTY.COM LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Thursday, September 25, 2014

"Free" home inspection when buying or selling a home in Houston or the surrounding areas.

We are offering a "FREE" home inspection to close out 2014.****

As you probably already know, getting a home inspection done is a must when making an offer on a particular property.

But what you may not realize is that a home inspection is a good idea when selling your home, too. Why? Because it can detect previously unknown problems that you may want to address before putting your property on the market.

For example, say an inspection reveals that there is a small crack in the foundation. Getting this fixed in advance will help prevent the "buyer turnoff" that might occur should the buyer discover this issue first.

And a certificate from a qualified home inspector will impress potential buyers and buyers you will feel comfortable with the purchase you are making knowing upfront the properties condition.

If you'd like to find out more about buying or selling your home quickly and for the best price, Please call or email me anytime.

CALL TODAY AND FIND OUT MORE!

**** Restrictions do apply: "Free" home inspection must be done by any licensed home inspector with the State of Texas. One time Inspection reimbursement not to exceed $325 and to be reimbursed at the time of closing.

Faith
GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Rent vs buying that is the question?

"Is now the best time to buy our first home, or should we continue to rent?"

Chances are, you've asked yourself that question over the past few months. I can help you find the answer, so you can make the best decision.

There's one thing I do know for sure…

I can probably get you into a new home for a monthly payment that is close to what you're paying now in rent.

That's something to think about!

So why not let me show you what's on the market right now? You might find that there's a dream home available that you can get into affordably.

I can help. Please call or email me anytime or if you have time visit us on our "free" live online chat at Har.com. Search by Har Member name and just log in and chat.

Faith
GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Thinking about buying a home in Houston?

I know you've been thinking about buying your first home for a while now. Let me answer your questions

The most common questions I help first time home buyers answer are:

Do we financially qualify to buy our first home? (Answer: Most renters do.)

What kind of home can we afford?

Is now the best time to buy? Or should we wait?

How can a REALTOR® help us?

Will your services cost us anything? (Answer: no.)

Can you help us find the right home, negotiate the best price, arrange financing, etc. (Answer: Yes, yes, and yes!)

When you ask me a question, you're under no obligation to select me as your REALTOR®.

So please, feel comfortable calling or emailing me anytime. Let's get started today.

Faith
GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Don't let the home buying process scare you

Just about everyone feels a little overwhelmed when shopping for their first home or selling their current home. After all, there are a lot things to think about: finding properties to view, arranging financing, making an offer, negotiating, finding a mover, the list goes on and on.

If your considering selling your home, you have just as many questions; Is now the right time to sell, how much is my home really work, how quickly will my home sell and will I get the price I really want.

It's enough to keep you renting or keep you from selling your home and moving onto the next chapter of your life!

Please don't let the process scare you! We can answer all your questions and make the experience of finding and buying your first dream home or selling your current home and finding your next place to call home an enjoyable experience.

Let's work together to make that happen.

Please call or email me anytime. There is no obligation at all just answers.

Faith
GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Wednesday, September 24, 2014

Houses for Sale in Katy

Thinking of making the Katy area your families new place to call home? Then give us a call today. We will help you find the perfect home for you and your family and now until the end of the year we are offering a "Free" one time home inspection reimbursement at closing (not to exceed $325).

We feel that confident that we can find you not just a house but a place to call home. We have lived in the area now almost six years and we love it.

Give us a call today if you'd like to find out more and how we can be of assistance. Call us today and let's get started. As a bonus, we also work with first time home buyer programs and veterans to get the best possible deal for you. Call now.

Faith Floyd Broker/Owner God's Property Realty 281-743-0243

Tuesday, September 23, 2014

Free Foreclosure Listings in Houston, Katy, Cypress, Richmond, Rosenberg and all surrounding areas

Why pay for outdated information on third party foreclosure websites, when you can get an up to date list of foreclosed properties in the Houston and surrounding area as well as get assistance on how to purchase them for "Free".

We assist First Time Home Buyers in buying their family a new home. We work with investors to increase their portfolio, we assist buyers in finding the best Down Payment Assistance Program that is available and the best part it's all "FREE".

Want to find out more, don't wait Call or Email us today! You have nothing to lose but getting "free" information. Go to our website below and find out more. No obligation at all.

Free

Monday, September 22, 2014

Your credit and buying a home for sale in Houston

Your credit and buying a home work together. Let's face it without good credit the likelihood of you owning a home is very limited. However, you can take charge of your credit with just a few simple things that can change your scores drastically. Now, first let me say if you are looking for a 100+ score increase overnight, it's not going to happen. Just as it took time for you to accumulate bad credit, it's going to take time, work and effort on your part to move toward having good credit.

We've all been there; made bad choices in our youth, student loans, divorces, let go from work, living payday to payday, payday loans and the list just goes on and on and on, but if you believe you are not defined by your past mistakes then there is a better and brighter credit future awaiting for you.

Here are some simple steps to get you started (suggestions no required):

Pay down your debt! Yes, having low balances on your credit cards (below 30%) increases your score because it shows you are responsible when you are extended credit.

Credit Cards are a must! Yes, you must have two open lines of credit. Not having any credit cards you are missing out on the points that are available for you.

Student Loans! No matter how old they don't just go away. In order to get a government backed loan you must be in good standards with the government i.e. student loans. Call them and get back on track.

Disputes! Stop paying a $100 a month or more to file disputes when you can dispute these items yourself for free. Get your FREE annual credit report online and follow the instructions

Pay your debt ON TIME! Paying your debt on time is key. Who wants to loan someone a $100000.00 if they can't pay a $500 credit card on time (just makes sense)

Co-signers beware! Have you co-signed for someone? Well you are on the hook for that debt. Try to get removed from it if at all possible and quick.

These are just something's we have found that work but it takes time. We are not a credit repair company but these are just minor things that if you do them with time you will be on your way to Home Buying Credit.

If you want to find out more or come into the office give us a call and we can see how we can be of assistance to you. GOD'S PROPERTY REALTY Faith Floyd, REALTOR® Licensed Real Estate Broker/Owner 10101 HARWIN DR SUITE 175 HOUSTON TX 77036 Direct (281) 743-0243 | Fax (866) 731-9435 | WWW.GODSPROPERTYREALTY.COM LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Thursday, September 18, 2014

How much is my home worth?

How much is my home worth?

If you are considering selling your home this is a very important question and you need the right answer before making the decision to sell your families home.

We can help. We can provide you with a "free" market analysis with no obligation and if you list your home with us, if we can't sell it in 30 days we will list it on MLS for you for "FREE". What do you have to lose.****

With the Houston inventory of homes being at an all time low, home buyers are multi-bidding on homes at or even over list price to win a bid on a home. We haven't seen this in years but it's happening now.

Call or email us today and find out how we can be of assistance and get your home listed today!

**** Home must be listed for market value in order to receive "free" MLS service Faith
GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

First Time Home Buyers in Houston we want to help you

If you are a First Time Home Buyer in Houston or the surrounding areas we want to help you and your family find a new home?

Buying a home is a big decision for you and your family and we want to make sure that you make the right decision the first time around.

I would say 50% of the home buyers we have helped in the last 12 months have been First Time Home Buyers like yourself. Click on the link below to see what they are saying about our services.

http://www.godspropertyrealty.com/client-rating-1.html

We pride ourselves in serving you. Let us help your family find your new home today just in time for Christmas.

Call today and find out more! You have nothing to lose.

Be Blessed,
Faith
GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

We are Veteran real estate agents serving Houston and surrounding areas

Not only are we Realtors we are Veterans.

Steven was born in Monroe, LA and raised in Houston, TX. After graduating from high school, he served faithfully in the United States Navy for 20 years. After serving his time in the military Steven went into the Oil and Gas Industry and after two years realized that “A House divided cannot stand” and joined Faith as a Licensed Realtor in 2008. Steven earned several personal awards during his well-decorated enlistment, including the Navy Commendation Medal (3), Navy Achievement Medal (5) and Good Conduct Medal (4). His service included positions as Logistics Support Officer, Logistics Chief Petty Officer, Chief Master-at-Arms, and as a youth mentor for the Drug Education for Youth Program.

Steven currently serves as the Assistant Pastor at Salt Mine Ministries. He received his Bachelor of Science in Criminal Justice Administration from University of Phoenix. He is head of the Men’s Department, and Co-Owner of God’s Property Realty.

Faith was born and raised in New Orleans, LA where she graduated high school. After graduating from high school, she served our Country faithfully for 22 years in the United States Navy. In 2005, during her time of service, Faith went on to continue her education and receive her Realtors License from Texas A & Commerce followed by her Texas Brokers License from Texas A & M Commerce, her commitment to her clients have earned her a top client rating receiving a score of 4.99 out of 5.00 along with being a “multi-million dollar” sales agent.

Faith earned several personal awards during her well-decorated enlistment, including the Navy Commendation Medal (3), Navy Achievement Medal (6) and Good Conduct Medal (6). Her service included positions as Administration Officer, Administration Chief Petty Officer, Master-at-arms, Auxiliary Police, and as a Career Counselor.

Steven and Faith are using this same dedication and commitment to taking care of people, in creating an outstanding team of real estate professionals to help serve all of your home buying and mortgage loan needs. Nothing is too big or too small that we won’t strive to meet our client’s every need. They will provide you with the same dignity and respect they gave serving their country.

Note: If you are a real estate professional looking to join a great team, look no further. We are always looking for new agents to come on board with us. Click here to tell us about yourself and request an interview.

They have devoted their lives to serving others, through leadership, hard work, and dedication. Their goal is to educate their clients and to assist them in making good decisions, when purchasing a home. God’s Property Realty believes that your goals, and your needs, are the keys to their success. Their purpose is to, not just help you find a house, but, help you find a home of your dreams. We truly believe, ALL things are possible with God you just have to declare it and Walk by Faith and NOT by sight. No matter what it may look like, this is just your right now and not your forever.....

Faith GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Sunday, September 7, 2014

HOUSTON MLS HOMES SEARCH

From HUD homes, to Foreclosures, Short Sales, Resales and Brand new homes direct access to the area's MLS is highly important to ensure you are receiving the most up to date an accurate information. Most third party websites, capture their information from the local MLS and other resources and due to the lack of updating the information is out of date sometimes not just days but months outdated.

This can be very frustrating when you are looking for your families new home. Let us help you find the right house that you can make your home. We help you find the best Down Payment Assistance Program available to you threw our partner lenders or mortgage companies, we walk you threw the entire process from start to finish and if you aren't in a position to buy a home now we help you position yourself to buy a home in the future.

No sure just yet? Give us a call or send us an email and we can tell you how we can help you.

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Thursday, September 4, 2014

The home buying process made easy

Buying a home is a process just like buying a car. First you need to find out what you need to do to make your dreams of owning a home come true. So what do you do first. 1) Make sure everyone in making the decision in purchasing a home is in agreement. To many times one person may be ready, but the other person isn't. No need to start the process if everyone isn't on board to make the dreams of home ownership become a reality. 2) Get Pre qualified. It's "Free". Shop around to different lenders and mortgage companies to find out which one can offer you the better options and which one can possibly write "down payment assistance programs" 3) Now your ready to contact a Realtor. Sit down with a Realtor. You need someone on your side working for your best interest in this transaction. Rather it a resale home or a brand new home you need assistance. 4) Choose homes that meet your needs and start looking for homes. 5) Submit an offer, if your offer is accepted now things will start to move fast. 6) During the option period "get an inspection". It's your right as a buyer to have the home inspected. 7) Negotiate repairs during the option period with the seller so all can come into agreement. 8) Your lender will start asking for a lot of documents to get your approval thru the underwriting department. Remember the first step was just getting a generic pre approval letter. Now it's time to start verifying the information. 9) Next, your lender will order the appraisal. This takes time if it's a VA loan it can take up to 10 days. 10) When the appraisal comes into the lender, if the home is worth sales price and no repairs are needed your file will proceed back to underwriting for final approval. If the home needs repairs you and the seller can negotiate repairs and if the home doesn't meet the sales price you and the seller can re-negotiate the selling price. If you can come to terms with the new price "GREAT" you can move forward but if not you can choose to back out of the deal. 11) Next, get insurance quotes have your insurance provider contact your lender once you select a policy 12) Buyer's Walk thru. You will complete this with your Realtor before closing to ensure the home is in order. 13) Clear to close. Time to head to the title company to sign on the dotted line. Hope this helps. Keep in mind this is just a brief idea of how the process goes. Contact us or a local Realtor in your area to go over more indepth processing. Happy Buying! GOD'S PROPERTY REALTY Faith Floyd, REALTOR® Licensed Real Estate Broker/Owner 10101 HARWIN DR SUITE 175 HOUSTON TX 77036 Direct (281) 743-0243 | Fax (866) 731-9435 | WWW.GODSPROPERTYREALTY.COM LOVE BUILDS THE HOUSE AND GOD KEEPS IT... IMPORTANT PLEASE READ: Texas Law requires all real estate licensees to give the following information about brokerage services prior to a substantial conversation about Real Estate: http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf (highlight,copy and paste into your web browser to view)

Lakemont Subdivision Richmond TX and inside look

Lakemont is a perfect family environment, created by Friendswood Development Company. Lakemont features two resort-style pools and clubhouses, greenbelt trails, sparkling lakes and Lamar CISD schools. Lakemont offers an ideal location on FM 1093 at Mason Road, which affords residents easy access to the Westpark Tollway, the Grand Parkway, I-10, Beltway 8 and major employment centers such as the Energy Corridor, the Galleria, Greenway Plaza and downtown. You'll be hidden from the hustle and bustle of city life, yet close enough to the best shopping, dining, and entertainment in the area. Great place to live and raise a family. Local Church in the community, close to shopping, restaurants, the Katy Mills Mall, great schools and just a wonderful location. Call today and find out more. GOD'S PROPERTY REALTY Faith Floyd, REALTOR® Licensed Real Estate Broker/Owner 10101 HARWIN DR SUITE 175 HOUSTON TX 77036 Direct (281) 743-0243 | Fax (866) 731-9435 | WWW.GODSPROPERTYREALTY.COM FAITH@GODSPROPERTYEALTY.COM LOVE BUILDS THE HOUSE AND GOD KEEPS IT... IMPORTANT PLEASE READ: Texas Law requires all real estate licensees to give the following information about brokerage services prior to a substantial conversation about Real Estate: http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf (highlight,copy and paste into your web browser to view)

Now is the time to sell your home

With the Houston and surrounding areas such as Richmond, Katy, Cypress, Sugarland etc. home inventory being at an all time low, the market is perfect for you to sell your home. Rather you have been thinking about selling, waiting for the right moment, not sure how much your home is worth? We can answer all of these questions to help you make the best decision for you and your family. Maybe it's time to downsize? The kids are gone and the home is now just to big, let us help you sell your current home and find you a new home and we will offer you a discount for allowing us to assist you in both transactions. The information is "Free" Call or email today and find out more. Happy Selling! GOD'S PROPERTY REALTY Faith Floyd, REALTOR® Licensed Real Estate Broker/Owner 10101 HARWIN DR SUITE 175 HOUSTON TX 77036 Direct (281) 743-0243 | Fax (866) 731-9435 | WWW.GODSPROPERTYREALTY.COM FAITH@GODSPROPERTYREALTY.COM LOVE BUILDS THE HOUSE AND GOD KEEPS IT... IMPORTANT PLEASE READ: Texas Law requires all real estate licensees to give the following information about brokerage services prior to a substantial conversation about Real Estate: http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf (highlight,copy and paste into your web browser to view)

Renting vs Buying

Renting vs buying a home what's the right choice for you and your family?

Not making the right decision can cost you a lot of time, money and most of all your families future. Don't gamble with your hard earned money. Find out the facts about renting a home vs buying and owning your own home. You would be surprised the homes you could purchase in the Houston and surrounding areas and you could be paying less in a mortgage then you are currently paying in rent in an apartment complex.

Call us today or email us now and find out more for "FREE". GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
FAITH@GODSPROPERTYREALTY.COM
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

IMPORTANT PLEASE READ: Texas Law requires all real estate licensees to give the following information about brokerage services prior to a substantial conversation about Real Estate: http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf (highlight,copy and paste into your web browser to view)

About God's Property Realty (Owner/Agent)

God, Family, Business.  Christian's First above all things.

Steven was born in Monroe, LA and raised in Houston, TX.  After graduating from high school, he served faithfully
in the United States Navy for 20 years.  After serving his time in the military Steven went into the Oil and Gas Industry and
after two years realized that “A House divided cannot stand” and joined Faith as a Licensed Realtor in 2008.  Steven
earned several personal awards during his well-decorated enlistment, including the Navy Commendation Medal (3), Navy Achievement Medal (5) and Good Conduct Medal (4). His service included positions as Logistics Support Officer, Logistics
Chief Petty Officer, Chief Master-at-Arms, and as a youth mentor for the Drug Education for Youth Program.  

Steven currently serves as the Assistant Pastor at Salt Mine Ministries.  He received his Bachelor of Science in Criminal Justice Administration from University of Phoenix.  He is head of the Men’s Department, and Co-Owner of God’s Property Realty.

Faith was born and raised in New Orleans, LA where she graduated high school.   After graduating from high school, she served our Country faithfully for 22 years in the United States Navy. In 2005, during her time of service, Faith went on to continue her education and receive her Realtors License from Texas A & Commerce followed by her Texas Brokers License from Texas A & M Commerce, her commitment to her clients have earned her a top client rating receiving a score of 4.99 out of 5.00 along with being a “multi-million dollar” sales agent.    

Faith earned several personal awards during her well-decorated enlistment, including the Navy Commendation Medal (3), Navy
Achievement Medal (6) and Good Conduct Medal (6).  Her service included positions as Administration Officer, Administration Chief Petty Officer, Master-at-arms, Auxiliary Police, and as a Career Counselor. 

Steven and Faith are using this same dedication and commitment to taking care of people, in creating an outstanding team of real estate professionals to help serve all of your home buying and mortgage loan needs.  Nothing is too big or too small
that we won’t strive to meet our client’s every need.  They will provide you with the same dignity and respect they gave serving their country. 

Note:  If you are a real estate professional looking to join a great team, look no further.  We are always looking for new agents to come on board with us.  Click here to tell us about yourself and request an interview.

They have devoted their lives to serving others, through leadership, hard work, and dedication.  Their goal is to educate their clients and to assist them in making good decisions, when purchasing a home.  God’s Property Realty believes that your goals, and your needs, are the keys to their success.  Their purpose is to, not just help you find a house, but, help you find a home of your dreams.   We truly believe, ALL things are possible with God you just have to declare it and Walk by Faith and NOT by sight. 
No matter what it may look like, this is just your right now and not your forever.....

VETERANS TIME TO USE YOUR HOME BENEFITS

VA will guarantee a maximum of 25 percent of a home loan amount up to $104,250, which limits the maximum loan amount to $417,000. Generally, the reasonable value of the property or the purchase price, whichever is less, plus the funding fee may be borrowed. All veterans must qualify, for they are not automatically eligible for the program.

VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home, which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you or a later owner fails to repay the loan. The guaranty replaces the protection the lender normally receives by requiring a down payment allowing you to obtain favorable financing terms.

You can use the mortgage company or bank of your choice, but if you'd like more information from a VA approved lender, that can pull your certificate and information needed online, please give us a call for more information.

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Save on your homes utility bills and home owners insurance

If you own or rent a home, you are most likely paying for all of your utilities and if you own a home you are also paying for "home insurance", if so, it's time to "shop around and start saving money".

When you bought your car you shopped around for the best price that was available and by now you have been with the same company for many of years and have received several discounts due to your loyalty. Just like car insurance you can "shop around" your utility providers and home insurance.

During the summer months your electric bill is the highest you have seen since the beginning of the year, but with your same provider paying .14 cents per KW for electricity, you could've been paying .9 cents per KW for the same electricity and the same usage.  The savings on a $500 electric bill about $200 for the same usage.  

Shop around.  When your bill for you insurance comes in for your renewal.  Shop around for the same coverage but a better rate.  When your electric bill comes in see how much your paying per KW and find out how you can save.  Some companies since you have been such a loyal paying customer will offer you a lower rate just so that they can keep earning your business.

Don't have time to shop around for your insurance or your utilities to see if there is a better rate available, let us know we have a free concierge service that can show you which rates are available and we also have an insurance broker that will shop around for you home owners insurance to get you the best possible coverage and rates available. Start saving today. 

Happy Shopping!

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Texas Down Payment Assistance Programs

Down Payment assistance programs do exist in Houston and in Texas you just have to meet the requirements.

Choosing the right lender is also key with the use of these programs.  Only certain lenders are designated to write loans with these types of programs and we have someone we use and trust that can assist in that as well.  Please pass the information on and to find out more give us a call or send us an email and we would be glad to share the information.

                                                         DOWN PAYMENT ASSISTANCE PROGRAMSHarris County Down Payment Assistance
$14,200 first time home buyer grant for home buyers purchasing a home in Harris County outside of the city limits.
 Housing Assistance Program “H.A.P.”
 $19,500 first time home buyer grant for home buyers purchasing a home in the City of Houston whose income is at or below 80% area median income.
 Houston HOPE Program
 $30,000 first time home buyer grant for home buyers purchasing a home in one of many Houston Historic communities.
 Workforce Housing Program
$30,000 first time home buyer grant for home buyers purchasing a home in the City of Houston whose income is at 80% - 110% of area median income.
 HOME OF YOUR OWN "HOYO"
Montgomery County
$14,500 first time home buyer grant for home buyers purchasing a new home in Montgomery County outside the city limits of Conroe.
City of Pasadena “SETH”
$5,000 first time home buyer grant for home buyers purchasing a home in the City of Pasadena.
SETH Single Family Bond
Southeast Texas first time home buyers can qualify for 3% down payment assistance with a fixed 5.25% mortgage rate towards the purchase of their first home. Areas include: Austin, Brazoria, Chambers, Liberty, Matagorda, Waller, Walker & Wharton and the cities of: Baytown, Deer Park, Dickinson, La Marque, La Porte, League City, Pasadena, Santa Fe, Shore acres, Texas City and Tomball.
Mortgage Credit Certificate Program “MCC”
First time home buyers can receive an IRS Tax Credit up to $2,000 every year for the life of your home loan.
Texas Veteran’s Mortgage Credit Program
Military Veterans with an Honorable Discharge can now qualify up to $2,000 IRS Tax Credit every year for the life of their home mortgage.  NO first time home buyer requirement!

*Minimum credit scores 640 or greater for all programs.

Find out more today!


GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...