BUY A HOME IN HOUSTON WITH BAD CREDIT

Can I buy a home a home in Houston Tx with bad credit?

Some would say "yes" if you are planning on putting down a large down payment for owner financing but that may not be right for you or your family. The best way to buy a home is to "repair your credit".

We offer "FREE" yes "FREE" credit repair, step by step instructions to enhance your credit so that you can change your "bad credit" into "good credit" and this will allow you to buy a home in Houston or anywhere else for that matter.

What are you waiting for? Call or email us today the information is 100% "FREE"

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
16225 PARK TEN PLACE SUITE 500
HOUSTON TX 77084
Direct (281) 743-0243 | Fax (866) 731-9435 |

想買一個家在得克薩斯州休斯敦 Xiǎng mǎi yīgè jiā zài dékèsàsī zhōu xiūsīdūn

想要購買一個家在休斯頓？搜索沒有更多的。我們提供購房信息，一個“免費”的上門保修或“自由”家你選擇的** 。今天呼籲和了解更多關於我們如何能夠幫助你找到你的家人新家。我們專注於首次置業者，購房者搬遷和退伍軍人。今天打電話給我們，並從今天開始尋找你的家人新家。現在打電話來獲得更多的信息。信仰281-743-0243 Xiǎng yào gòumǎi yīgè jiā zài xiūsīdùn? Sōusuǒ méiyǒu gèng duō de. Wǒmen tígōng gòufáng xìnxī, yīgè “miǎnfèi” de shàngmén bǎoxiū huò “zìyóu” jiā nǐ xuǎnzé de** . Jīntiān hūyù hé liǎojiě gèng duō guānyú wǒmen rúhé nénggòu bāngzhù nǐ zhǎodào nǐ de jiārén xīnjiā. Wǒmen zhuānzhù yú shǒucì zhì yèzhě, gòufáng zhě bānqiān hé tuìwǔ jūnrén. Jīntiān dǎ diànhuà gěi wǒmen, bìng cóng jīntiān kāishǐ xúnzhǎo nǐ de jiārén xīnjiā. Xiànzài dǎ diànhuà lái huòdé gèng duō de xìnxī. Xìnyǎng 281-743-0243

About God's Property Realty

WE can say alot about ourselves but what matters is what our clients are saying about us.

Client Comments Real People, Real Comments

We would highly recommended Faith to any of family and friends and look forward to doing business with Her in the future ! She rocks !!!

1 Faith worked with me every step of the way. She was resourceful in providing apt information on the whole home buying experienced. All decisions made were well informed, guided, well researched yet independent. She was flexible to work with my tight schedule. She was very prompt and available at moments notice. She leveraged technology to make the whole home buying experience fast, and highly efficient. Her follow up was thorough and well researched. She engaged all parties involved in a timely manner. She provided constant and consistent feedback which eliminated first time home buyers anxiety. Her work is highly commendable.

Ms. Faith Floyd was absolutely wonderful. what I appreciated the most was her honesty and consistent communication. Very knowledgeable in the business. I will definitely be working with Faith and her team in my future real estate needs.

The experience I had was awesome! Faith took great care in helping me find the right home for me. She made me feel like I was one of her family. She was very in tuned with what I was looking for and didn't waste either of our time on homes that didn't fit my expectations. I will definitely tell anyone I know to seek her help and advise when buying a home.

Outstanding work & support throughout the home buying process!

Excellent realtor!! Faith went above and beyond to make sure we found the perfect home. We had many, many requirements. The house needed to be zoned to a great school, it needed a mother-in-law suite downstairs, and it needed to be located anywhere between Katy and the Woodlands!! Yes – that’s a huge area folks and Faith went to multiple showings straight across town to make sure we found the right location and home!! She was able to decipher, translate, and explain to us all of the “real estate terminology” that we didn’t quite understand. Furthermore, she not only helped us with both the buying of our new home but also sold our old home in a period of about two months. Fantastic!! We are very pleased and grateful for her help and guidance throughout this amazing adventure!!! We are ecstatic about our new home and can’t wait to move and settle in!!! :)

My name is Vida and Mrs Faith Floyd's was my realtor. She been working with myself and my husband for about a year. The first house we tried to get wasn't successful on IFreedome Direct and the builder parts. A lot of my time and money was wasted. I was told to fly to Houston for my closing date. I did that and was told I couldn't get the house. I was very disappointed! If it wasn't for Mrs Faith being the wonderful person that she is I wouldn't be here today. She kept in touch with me not because of her trying to sell us a home but because I had lost my mother as well. It hurts my hurt to know that everyone who has dead filed our records like IFreedome Direct and amongs other people feels that they entitled to get any recommendations when they have done NOTHING! After not getting the first home the experience I had before left me not wanting to buy a home. I told my husband lets just rent but Mrs Faith would always send me text saying things like Do not give up, What's for you God will make a way and my favorite I'm not giving up on find you all a home! She recommended Keith Wards to help us get the loan and he also done an amazing job as well! It took a year but she kept her words and she found us our dream home as a first time buyers! God is so good! This journey has been a very difficult one! There's so many great things I can say about Mrs Faith that I would need more then 2000 characters.. Lol I've come across some realtors that are all about making that sale and if something goes wrong or if it doesn't look like they would get that sale they give up on you and move on to the next person. Not Mrs Faith whoever choose her trust me they are going to get 1000% from her! Most people give you 40%, 50% but Mrs Faith gave her all. My husband and I wake up every day giving thanks for what Mrs Faith and Keith has done for us. Words can not express how we are feeling. We are very grateful to you Mrs Faith for not giving up or dead filing our records. Thank you so much!

Could not have done it without them!!!!

Faith Floyd and her husband Steven Floyd were outstanding Realtors. I would and going to recommand them to any one I that is looking for a home. They looked out for me in my best interice. If I didn't understand something or had question, they were there to explain it to me. They are awseome. Two thumbs up.

Call us today and let's make you and your family our new testimony.

God's Property Realty Faith Broker/Owner 281-743-0243

"FREE" Home Inspection or "FREE" Home Warranty from Now until March 2015

Buying or selling a home? Now until March 2015 we are offering either a "Free" Home Inspection or a "Free" Home Warranty your choice.**

Buying a home is a lot in itself but knowing the home your are buying has been inspected or has a home warranty in place if something goes wrong makes buying a home a whole lot easier.

Give us a call today and let's get started. There is no obligation just "free" information on how to get started.

** Some restrictions do apply.

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
16225 PARK TEN PLACE SUITE 500
HOUSTON TX 77084
Direct (281) 743-0243 | Fax (866) 731-9435 |

Houston Down Payment Assistance Programs

Down Payment Assistance Programs still exist.....

You have good credit scores, good income, good work history but may not have enough for a down payment or closing cost to buy a home, we can help.

There are several down payment assistance programs that area available throughout the state of Texas that can help you buy a home.

Call us today and let us help you find out more TODAY. Call Steven at 281-743-3860 or Faith at 281-743-0243. START TODAY!!!

Broker/Owner God's Property Realty (A LLC)

BLACK FRIDAY "FREE" HOME INSPECTION or LIST YOUR HOME FOR 1%

HAPPY THANKSGIVING!!!! and BLACK FRIDAY IS JUST AROUND THE CORNER

Take advantage of our "Black Friday" real estate special.

Want to sell your home? List your home for just 1% Seller's agent commission and if we bring you a buyer pay only 2% buyer's commission. That saves you 3% worth of commission. That can add up to $$$$$$.***

Want to buy a home? We offer you a "free" home inspection credit at closing. That's right you select the home inspector and at closing we will refund you your inspection fee it's that simple.****

FIRST 10 Callers will receive an extra $100 just our way of saying "Happy Thanksgiving".*****

*** Applies to new listings only. **** Inspection credit given at the time of closing ***** All credits and rebates to be paid at the time of closing

CALL TODAY! Faith 281-743-0243

Steven and Faith Floyd GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243/(281) 743-3860 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Homes for sale in 77084

Looking for the right house to make your families home in "77084"? Look no further, we have agents standing by that specialize in the area that can help you find not only homes on the Houston Association of Realtor's website but they can also search homes that are no longer listed and see if those seller's are still interested in selling their homes.

Give us a call today. No obligation at all.

Call now (281)743-0243 and ask for Faith or Steven and they will be more then happy to assist you and finding your families new home.

God's Property Realty (Broker/Owner)

FIND A BUYER FOR YOUR HOME 77084,77082,77083,77041,77095

We have more buyers then we have homes. Our buyers are either cash or pre-approved buyers just needing to find a home. With the Houston housing market inventory being at an all time low, buyers are scrambling to find homes. Multiple offers are a common thing in certain areas and we are helping buyers get ahead of the pack.

If you are a home owner and are considering selling your home give us a call today! Free professional photography with all new listings.

CALL TODAY!

PRE-MLS LISTINGS HOUSTON AND THE SURROUNDING AREAS

If you are looking for a home in Houston and have done your home work, you know that the Houston housing market's inventory is at an "All Time Low". With only 2.6 months worth of inventory homes on the market and with a more then adequate amount of "active" buyers on the market being the first one threw the door is important.

Things such as "multiple offers" seem to be the norm when trying to purchase a home. Being the first to see the property is important in order to have any chance of purchasing the home. This can be time consuming, tedious and frustrating all at once and it may discourage you from purchasing a home. Let's see if we can help.

We contact home seller's that have at some point had their home on the market and for one reason or another it didn't sell. We find homes that meet your specific criteria and we find out if those home sellers are still interested in selling their home. It's a win-win. They get to sell the home they wanted to sell in the beginning and you get a new home without the all the hassle.

Go to our website today or give us a call and find out more.

God's Property Realty Broker/Owner Faith Floyd (281) 743-0243

Katy, TX homes for rent

There are over 440 rental homes in Katy starting at just $1135 for 3 bedrooms and 2 baths. You get a great location, great school districts, lots of things to do shopping, restaurants and family activities. Call today and find out what Katy has to offer.

If you want to find the right home for you and your family call us today and let us help you do just that for "free". There's no cost to you to find a rental home CALL NOW!

Steven and Faith Floyd GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243/(281) 743-3860 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Rent to Own homes in Houston TX

Let's face it. Who enjoys paying rent? Every month you make a payment to your landlord and never see that money again. It's gone forever.

But when you're a home owner, things are different. Sure, you're still making that monthly payment, but it's going towards a property that you own.

It's a little like paying yourself. (And that sure beats paying the landlord!)

For many, the rent-to-own home may be the best option. Also called a lease-to-own house, the process works similarly to a car lease: Renters pay a certain amount each month to live in the house, and at the end of a set period -- generally within three years -- they have the option to buy the house. Each month of rent they pay is income for the seller, while a portion of it goes toward a down payment to eventually buy the home.

There are 59 homes with this option available to you as a home buyer in Houston and the surrounding areas find out how you can possibly make one of these houses your families new home. Call now!! Faith 281-743-0243 or Steven 281-743-3860.

SHORT SALE LISTINGS IN HOUSTON

Short sale homes or "pre-foreclosure" homes can be a great way to save money on buying a home, but it is a transaction that will require a lot of patience.

A short sale is a sale of real estate in which the proceeds from selling the property will fall short of the balance of debts secured by liens against the property, and the property owner cannot afford to repay the liens' full amounts and where the lien holders agree to release their lien on the real estate and accept less than the amount owed on the debt.[1] Any unpaid balance owed to the creditors is known as a deficiency.[2][3] Short sale agreements do not necessarily release borrowers from their obligations to repay any shortfalls on the loans, unless specifically agreed to between the parties.

A short sale is often used as an alternative to foreclosure because it mitigates additional fees and costs to both the creditor and borrower.

If the lender agrees to a short sale, they will set a minimal price they will accept and that is how you as a buyer "SAVE MONEY". For example; A home can be worth $200k however the current owner owes $205k they are as we would say about a car "upside down" but they may also be unable to pay the mortgage any longer due to loss of job, 401k, divorce, illness etc.. The lender will establish the value, how much the borrower still owes and how much after reducing their fees, late fees accessed etc. will they allow the seller to sell the property. Let's say the lender approves the short sale and the sales price is $185k you can now purchase this home with $15k worth of immediate equity and that's how you save money on buying a short sale home.

Find out more by going to our website and getting "Free" short sale and foreclosure listings and start saving today. Call Faith now for more information at 281-743-0243.

NEW TERRITORY SUGAR LAND TX

A place to call home New Territory Sugar Land Texas New Territory is in a great location with easy access to Highway 59, Highway 6 and access to the new Grand Parkway 99 and just 30 minutes from Downtown Houston. New Territory has so much to offer, parks, lakes, lots of things for the family to enjoy. Located minutes to the Sugar Land Natural Science Museum, First Colony Mall, restaurants, retail shopping and so much more.

New Territory is a family oriented community and provides quality recreation programs for its residents. There is a 18,000 square foot Club facility which houses a full size gymnasium, weight/fitness room, locker rooms and meeting/multi-purpose rooms. A beautiful swimming pool with a cabana, a playground, eight lighted tennis courts, a Tennis Pro Shop, regulation sports fields and beautiful landscaping all add the finishing touches to the complex. In addition to the Club pool, three other conveniently located Recreation Centers (Cunningham Creek, Ellis Creek and Anderson Park) have pools and two have lighted tennis courts. Also, residents also enjoy the sports complex that is home to baseball/softball fields, 9 soccer fields, a playground, and a large pavilion, with smaller parks located all throughout the community.

Another luxury the community is patrolled by Fort Bend County Sheriff's department. So you feel safe in your home.

Not sure if this is the place for you? Call today and find out more. Faith 281-743-0243

Homes for Sale in Sugar Land TX and information on how to get a "Free Home Inspection Credit"

If you are thinking of buying a home in Sugar Land, Texas you are making a good choice. Sugar Land comes with so many amenities such as: Recreation parks, great family atmosphere, great schools, lots of activities, night life, Natural Science Museum, great location if you need to commute to Downtown Houston, Down South or to Cypress and beyond via the new Grand Parkway Toll. Sugar Land offers endless possibilities for you and your family.

Let us help you and your family not just find a house but a home. Mention this Blog and receive a "Free Home inspection" credit at closing*.

Call today Faith 281-743-0243

* Inspection reimbursement not to exceed $325.

CALL NOW!!!

Home for sale in Humble, TX

NEW LISTING

This home has been completely remodeled and is move in ready! Want last long at this price. Brand new carpet, tile, fully repainted inside and out, kitchen has been refinished and new countertops, brand new appliances included: microwave, dishwasher, double oven and electric range, brand new fixtures throughout the entire home, brand new sinks and toilet and the back fence has been replaced. There is an outdoor gas grill, no back neighbors and so much more to offer. So much more. Call today!

Faith Floyd 281-743-0243

Rental homes in Katy from $950 3 bedrooms and 2 baths

There are over 400 rental homes in Katy starting at just $950 for 3 bedrooms and 2 baths. You get a great location, great school districts, lots of things to do shopping, restaurants and family activities. Call today and find out what Katy has to offer.

If you want to find the right home for you and your family call us today and let us help you do just that for "free". There's no cost to you to find a rental home CALL NOW!

Steven and Faith Floyd GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243/(281) 743-3860 | Fax (866) 731-9435 |
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Military transfer to Navy Recruiting District

Are you transferring or thinking or transferring to the Navy Recruiting District in Houston and need to find a place to rent or buy? If so, let us help. We are both Retired Navy Chief's and our last work and duty station was Navy Recruiting District Houston. Steven is originally from Houston and we transferred back to the Houston area in 2005. We can give you a lot of insight in to the areas, drive times, things to do with your family, the school districts and so much more from a military perspective.

Want to find out more give us a call today.

Steven and Faith Floyd GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243/(281) 743-3860 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Luxury Home rentals in Houston and surrounding areas

Finding the most fabulous luxury Home rental in Houston and the surrounding areas has never been easier. We work as a team, that means you get two Realtor's working hard to find you and your family the best home Houston has to offer. Whether its; Bellaire, Memorial, Katy, Cypress or West University area we want to help you find the right home.

Let us help you and your family find not just a house but a place to call home.

Call today and let's start finding a new home.

Faith GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Owner financed homes in Houston and surrounding areas

Is owner financing an option for you and your family? If you have the income, have the employment and work history, have enough residual income available but your credit scores may not be that great, then Owner Financing may be a good option for you.

Beware! If not done right it can cost you thousands and your families new home. Some loans have a clause that does not allow the seller to sell the property without their notification it's call a "due on sale". If the lender finds out that the home has been owner financed or any form of owner financing they can call the entire note due immediately by accelerating the loan to be due in 30 days to avoid foreclosure. If they foreclose on the owner they are also foreclosing on you.

Let us help you find out the information you need to do it right the first time.

CALL or EMAIL us TODAY. Faith GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Veteran Home Loans and properties in Houston and surrounding areas

We are Navy Veteran's and Realtor's helping fellow Veteran's find homes in the Houston and Surrounding area. We have been exactly where you are right now, trying to figure out how to use our VA Benefits to purchasing a home and we have helped hundreds of other Veterans just like us do just that "find a home". We have used our very own VA benefits over and over again in order to purchase a home let us show you how. Let us help you and your family find your new home.

First thing, is to get an understanding of what is a VA loan? VA will guarantee a maximum of 25 percent of a home loan amount up to $104,250.00, which limits the maximum loan amount to $417,000. Generally, the reasonable value of the property or the purchase price, whichever is less, plus the funding fee may be borrowed. All veterans must qualify, for they are not automatically eligible for the program.

VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home, which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you or a later owner fails to repay the loan. The guaranty replaces the protection the lender normally receives by requiring a down payment allowing you to obtain favorable financing terms.

You can use the mortgage company or bank of your choice, but if you'd like more information from a VA approved lender, that can pull your certificate and information needed online, please give us a call for more information.

Call today and let's get started. We have VA approved lenders ready and able to get the process started for you. CALL NOW!

Faith GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Real Estate Listings

From HUD homes, to Foreclosures, Short Sales, Resales and Brand new homes direct access to the area's MLS is highly important to ensure you are receiving the most up to date an accurate information. Most third party websites, capture their information from the local MLS and other resources and due to the lack of updating the information is out of date sometimes not just days but months outdated.

This can be very frustrating when you are looking for your families new home. Let us help you find the right house that you can make your home. We help you find the best Down Payment Assistance Program available to you threw our partner lenders or mortgage companies, we walk you threw the entire process from start to finish and if you aren't in a position to buy a home now we help you position yourself to buy a home in the future.

No sure just yet? Give us a call or send us an email and we can tell you how we can help you.

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Senior Living in Houston, Richmond, Katy, Cypress

I just had the pleasure of working with a Senior couple (empty nesters) looking to move into their retirement home. There are several Senior Living communities you can choose from but Del Webb had so much to offer and this is where they decided to call home.

Del Webb is an over 55 community and offers alot of activities for their residence. Located just minutes from Sugar Land Town Square Del Webb offers a: Recreation Center, Fitness Center with Aerobics Room, Indoor Pool and Spa, Outdoor Pool with Beach Entry Tennis, Pickleball and Bocce, Boat House with Launch and they are always having fun activities to keep the community involved.

If you are looking to find your retirement home, let us help you. We make ourselves available to your schedule.

Give us a call today.

Faith
GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Where to buy a home in Houston online

Where to buy a home in Houston online? There are 1000s of websites out there that can provide you information about alot of homes, but how much of the information is accurate is the question?

We have found that websites like ours directly linked to the areas Multiple Listing Service (MLS) is where you will find the most up to date and real time information about local area properties.

Take a moment and visit our website, we have foreclosure listings, short sales, resale homes, brand new homes you name it we have it listed.

Start looking for your families new home today!

Houston Texas Real Estate

What to expect from Houston Texas Real Estate? More bang for your buck. That's right, here an Houston you can find a 3000 square foot home for as low as $160k. That's unheard of in some other parts of the United States. We have found more buyers moving to the Houston area to take advantage of the home values, school districts and most of the low prices.

It's a seller's market here in Houston so our home inventory is at an all time low but there are still alot of great opportunities out there for those that are ready to move forward relatively quickly.

Let us help you find not just a house but your families new home. You get two agents working twice as hard for you to make this experience go as smoothly as possible.

Give us a call today!!

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Houston Foreclosures

Why pay for a foreclosure list thru a third party when you can get the information for "free". No strings attached, just log in and search all of the "active" foreclosed homes in the Houston and surrounding areas. If you see something you like and you would like further assistance in purchasing one of these homes just give us a call. That simple.

As the housing industry is rapidly changing we want to help as many people find homes as we can before the rules change again making it even harder to get a home loan.

Just click on the link below and find out more.

OR

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Veteran Real Estate Agents

Not only are we Realtor's but we are both Navy Veterans serving 20 and 22 years of "faithful" service.

Steven was born in Monroe, LA and raised in Houston, TX. After graduating from high school, he served faithfully in the United States Navy for 20 years. After serving his time in the military Steven went into the Oil and Gas Industry and after two years realized that “A House divided cannot stand” and joined Faith as a Licensed Realtor in 2008. Steven earned several personal awards during his well-decorated enlistment, including the Navy Commendation Medal (3), Navy Achievement Medal (5) and Good Conduct Medal (4). His service included positions as Logistics Support Officer, Logistics Chief Petty Officer, Chief Master-at-Arms, and as a youth mentor for the Drug Education for Youth Program.

Steven currently serves as the Assistant Pastor at Salt Mine Ministries. He received his Bachelor of Science in Criminal Justice Administration from University of Phoenix. He is head of the Men’s Department, and Co-Owner of God’s Property Realty.

Faith was born and raised in New Orleans, LA where she graduated high school. After graduating from high school, she served our Country faithfully for 22 years in the United States Navy. In 2005, during her time of service, Faith went on to continue her education and receive her Realtor's License from Texas A & Commerce followed by her Texas Brokers License from Texas A & M Commerce, her commitment to her clients have earned her a top client rating receiving a score of 4.99 out of 5.00 along with being a “multi-million dollar” sales agent.

Faith earned several personal awards during her well-decorated enlistment, including the Navy Commendation Medal (3), Navy Achievement Medal (6) and Good Conduct Medal (6). Her service included positions as Administration Officer, Administration Chief Petty Officer, Master-at-arms, Auxiliary Police, and as a Career Counselor.

GOD'S PROPERTY REALTY Faith Floyd, REALTOR® Licensed Real Estate Broker/Owner 10101 HARWIN DR SUITE 175 HOUSTON TX 77036 Direct (281) 743-0243 | Fax (866) 731-9435 | WWW.GODSPROPERTYREALTY.COM LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

"Free" home inspection when buying or selling a home in Houston or the surrounding areas.

We are offering a "FREE" home inspection to close out 2014.****

As you probably already know, getting a home inspection done is a must when making an offer on a particular property.

But what you may not realize is that a home inspection is a good idea when selling your home, too. Why? Because it can detect previously unknown problems that you may want to address before putting your property on the market.

For example, say an inspection reveals that there is a small crack in the foundation. Getting this fixed in advance will help prevent the "buyer turnoff" that might occur should the buyer discover this issue first.

And a certificate from a qualified home inspector will impress potential buyers and buyers you will feel comfortable with the purchase you are making knowing upfront the properties condition.

If you'd like to find out more about buying or selling your home quickly and for the best price, Please call or email me anytime.

CALL TODAY AND FIND OUT MORE!

**** Restrictions do apply: "Free" home inspection must be done by any licensed home inspector with the State of Texas. One time Inspection reimbursement not to exceed $325 and to be reimbursed at the time of closing.

Faith
GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Rent vs buying that is the question?

"Is now the best time to buy our first home, or should we continue to rent?"

Chances are, you've asked yourself that question over the past few months. I can help you find the answer, so you can make the best decision.

There's one thing I do know for sure…

I can probably get you into a new home for a monthly payment that is close to what you're paying now in rent.

That's something to think about!

So why not let me show you what's on the market right now? You might find that there's a dream home available that you can get into affordably.

I can help. Please call or email me anytime or if you have time visit us on our "free" live online chat at Har.com. Search by Har Member name and just log in and chat.

Faith
GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Thinking about buying a home in Houston?

I know you've been thinking about buying your first home for a while now. Let me answer your questions

The most common questions I help first time home buyers answer are:

Do we financially qualify to buy our first home? (Answer: Most renters do.)

What kind of home can we afford?

Is now the best time to buy? Or should we wait?

How can a REALTOR® help us?

Will your services cost us anything? (Answer: no.)

Can you help us find the right home, negotiate the best price, arrange financing, etc. (Answer: Yes, yes, and yes!)

When you ask me a question, you're under no obligation to select me as your REALTOR®.

So please, feel comfortable calling or emailing me anytime. Let's get started today.

Faith
GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Don't let the home buying process scare you

Just about everyone feels a little overwhelmed when shopping for their first home or selling their current home. After all, there are a lot things to think about: finding properties to view, arranging financing, making an offer, negotiating, finding a mover, the list goes on and on.

If your considering selling your home, you have just as many questions; Is now the right time to sell, how much is my home really work, how quickly will my home sell and will I get the price I really want.

It's enough to keep you renting or keep you from selling your home and moving onto the next chapter of your life!

Please don't let the process scare you! We can answer all your questions and make the experience of finding and buying your first dream home or selling your current home and finding your next place to call home an enjoyable experience.

Let's work together to make that happen.

Please call or email me anytime. There is no obligation at all just answers.

Faith
GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Houses for Sale in Katy

Thinking of making the Katy area your families new place to call home? Then give us a call today. We will help you find the perfect home for you and your family and now until the end of the year we are offering a "Free" one time home inspection reimbursement at closing (not to exceed $325).

We feel that confident that we can find you not just a house but a place to call home. We have lived in the area now almost six years and we love it.

Give us a call today if you'd like to find out more and how we can be of assistance. Call us today and let's get started. As a bonus, we also work with first time home buyer programs and veterans to get the best possible deal for you. Call now.

Faith Floyd Broker/Owner God's Property Realty 281-743-0243

Free Foreclosure Listings in Houston, Katy, Cypress, Richmond, Rosenberg and all surrounding areas

Why pay for outdated information on third party foreclosure websites, when you can get an up to date list of foreclosed properties in the Houston and surrounding area as well as get assistance on how to purchase them for "Free".

We assist First Time Home Buyers in buying their family a new home. We work with investors to increase their portfolio, we assist buyers in finding the best Down Payment Assistance Program that is available and the best part it's all "FREE".

Want to find out more, don't wait Call or Email us today! You have nothing to lose but getting "free" information. Go to our website below and find out more. No obligation at all.

Free

Your credit and buying a home for sale in Houston

Your credit and buying a home work together. Let's face it without good credit the likelihood of you owning a home is very limited. However, you can take charge of your credit with just a few simple things that can change your scores drastically. Now, first let me say if you are looking for a 100+ score increase overnight, it's not going to happen. Just as it took time for you to accumulate bad credit, it's going to take time, work and effort on your part to move toward having good credit.

We've all been there; made bad choices in our youth, student loans, divorces, let go from work, living payday to payday, payday loans and the list just goes on and on and on, but if you believe you are not defined by your past mistakes then there is a better and brighter credit future awaiting for you.

Here are some simple steps to get you started (suggestions no required):

Pay down your debt! Yes, having low balances on your credit cards (below 30%) increases your score because it shows you are responsible when you are extended credit.

Credit Cards are a must! Yes, you must have two open lines of credit. Not having any credit cards you are missing out on the points that are available for you.

Student Loans! No matter how old they don't just go away. In order to get a government backed loan you must be in good standards with the government i.e. student loans. Call them and get back on track.

Disputes! Stop paying a $100 a month or more to file disputes when you can dispute these items yourself for free. Get your FREE annual credit report online and follow the instructions

Pay your debt ON TIME! Paying your debt on time is key. Who wants to loan someone a $100000.00 if they can't pay a $500 credit card on time (just makes sense)

Co-signers beware! Have you co-signed for someone? Well you are on the hook for that debt. Try to get removed from it if at all possible and quick.

These are just something's we have found that work but it takes time. We are not a credit repair company but these are just minor things that if you do them with time you will be on your way to Home Buying Credit.

If you want to find out more or come into the office give us a call and we can see how we can be of assistance to you. GOD'S PROPERTY REALTY Faith Floyd, REALTOR® Licensed Real Estate Broker/Owner 10101 HARWIN DR SUITE 175 HOUSTON TX 77036 Direct (281) 743-0243 | Fax (866) 731-9435 | WWW.GODSPROPERTYREALTY.COM LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

How much is my home worth?

How much is my home worth?

If you are considering selling your home this is a very important question and you need the right answer before making the decision to sell your families home.

We can help. We can provide you with a "free" market analysis with no obligation and if you list your home with us, if we can't sell it in 30 days we will list it on MLS for you for "FREE". What do you have to lose.****

With the Houston inventory of homes being at an all time low, home buyers are multi-bidding on homes at or even over list price to win a bid on a home. We haven't seen this in years but it's happening now.

Call or email us today and find out how we can be of assistance and get your home listed today!

**** Home must be listed for market value in order to receive "free" MLS service Faith
GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

First Time Home Buyers in Houston we want to help you

If you are a First Time Home Buyer in Houston or the surrounding areas we want to help you and your family find a new home?

Buying a home is a big decision for you and your family and we want to make sure that you make the right decision the first time around.

I would say 50% of the home buyers we have helped in the last 12 months have been First Time Home Buyers like yourself. Click on the link below to see what they are saying about our services.

http://www.godspropertyrealty.com/client-rating-1.html

We pride ourselves in serving you. Let us help your family find your new home today just in time for Christmas.

Call today and find out more! You have nothing to lose.

Be Blessed,
Faith
GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

We are Veteran real estate agents serving Houston and surrounding areas

Not only are we Realtors we are Veterans.

Steven was born in Monroe, LA and raised in Houston, TX. After graduating from high school, he served faithfully in the United States Navy for 20 years. After serving his time in the military Steven went into the Oil and Gas Industry and after two years realized that “A House divided cannot stand” and joined Faith as a Licensed Realtor in 2008. Steven earned several personal awards during his well-decorated enlistment, including the Navy Commendation Medal (3), Navy Achievement Medal (5) and Good Conduct Medal (4). His service included positions as Logistics Support Officer, Logistics Chief Petty Officer, Chief Master-at-Arms, and as a youth mentor for the Drug Education for Youth Program.

Steven currently serves as the Assistant Pastor at Salt Mine Ministries. He received his Bachelor of Science in Criminal Justice Administration from University of Phoenix. He is head of the Men’s Department, and Co-Owner of God’s Property Realty.

Faith was born and raised in New Orleans, LA where she graduated high school. After graduating from high school, she served our Country faithfully for 22 years in the United States Navy. In 2005, during her time of service, Faith went on to continue her education and receive her Realtors License from Texas A & Commerce followed by her Texas Brokers License from Texas A & M Commerce, her commitment to her clients have earned her a top client rating receiving a score of 4.99 out of 5.00 along with being a “multi-million dollar” sales agent.

Faith earned several personal awards during her well-decorated enlistment, including the Navy Commendation Medal (3), Navy Achievement Medal (6) and Good Conduct Medal (6). Her service included positions as Administration Officer, Administration Chief Petty Officer, Master-at-arms, Auxiliary Police, and as a Career Counselor.

Steven and Faith are using this same dedication and commitment to taking care of people, in creating an outstanding team of real estate professionals to help serve all of your home buying and mortgage loan needs. Nothing is too big or too small that we won’t strive to meet our client’s every need. They will provide you with the same dignity and respect they gave serving their country.

Note: If you are a real estate professional looking to join a great team, look no further. We are always looking for new agents to come on board with us. Click here to tell us about yourself and request an interview.

They have devoted their lives to serving others, through leadership, hard work, and dedication. Their goal is to educate their clients and to assist them in making good decisions, when purchasing a home. God’s Property Realty believes that your goals, and your needs, are the keys to their success. Their purpose is to, not just help you find a house, but, help you find a home of your dreams. We truly believe, ALL things are possible with God you just have to declare it and Walk by Faith and NOT by sight. No matter what it may look like, this is just your right now and not your forever.....

Faith GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

HOUSTON MLS HOMES SEARCH

From HUD homes, to Foreclosures, Short Sales, Resales and Brand new homes direct access to the area's MLS is highly important to ensure you are receiving the most up to date an accurate information. Most third party websites, capture their information from the local MLS and other resources and due to the lack of updating the information is out of date sometimes not just days but months outdated.

This can be very frustrating when you are looking for your families new home. Let us help you find the right house that you can make your home. We help you find the best Down Payment Assistance Program available to you threw our partner lenders or mortgage companies, we walk you threw the entire process from start to finish and if you aren't in a position to buy a home now we help you position yourself to buy a home in the future.

No sure just yet? Give us a call or send us an email and we can tell you how we can help you.

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

The home buying process made easy

Buying a home is a process just like buying a car. First you need to find out what you need to do to make your dreams of owning a home come true. So what do you do first. 1) Make sure everyone in making the decision in purchasing a home is in agreement. To many times one person may be ready, but the other person isn't. No need to start the process if everyone isn't on board to make the dreams of home ownership become a reality. 2) Get Pre qualified. It's "Free". Shop around to different lenders and mortgage companies to find out which one can offer you the better options and which one can possibly write "down payment assistance programs" 3) Now your ready to contact a Realtor. Sit down with a Realtor. You need someone on your side working for your best interest in this transaction. Rather it a resale home or a brand new home you need assistance. 4) Choose homes that meet your needs and start looking for homes. 5) Submit an offer, if your offer is accepted now things will start to move fast. 6) During the option period "get an inspection". It's your right as a buyer to have the home inspected. 7) Negotiate repairs during the option period with the seller so all can come into agreement. 8) Your lender will start asking for a lot of documents to get your approval thru the underwriting department. Remember the first step was just getting a generic pre approval letter. Now it's time to start verifying the information. 9) Next, your lender will order the appraisal. This takes time if it's a VA loan it can take up to 10 days. 10) When the appraisal comes into the lender, if the home is worth sales price and no repairs are needed your file will proceed back to underwriting for final approval. If the home needs repairs you and the seller can negotiate repairs and if the home doesn't meet the sales price you and the seller can re-negotiate the selling price. If you can come to terms with the new price "GREAT" you can move forward but if not you can choose to back out of the deal. 11) Next, get insurance quotes have your insurance provider contact your lender once you select a policy 12) Buyer's Walk thru. You will complete this with your Realtor before closing to ensure the home is in order. 13) Clear to close. Time to head to the title company to sign on the dotted line. Hope this helps. Keep in mind this is just a brief idea of how the process goes. Contact us or a local Realtor in your area to go over more indepth processing. Happy Buying! GOD'S PROPERTY REALTY Faith Floyd, REALTOR® Licensed Real Estate Broker/Owner 10101 HARWIN DR SUITE 175 HOUSTON TX 77036 Direct (281) 743-0243 | Fax (866) 731-9435 | WWW.GODSPROPERTYREALTY.COM LOVE BUILDS THE HOUSE AND GOD KEEPS IT... IMPORTANT PLEASE READ: Texas Law requires all real estate licensees to give the following information about brokerage services prior to a substantial conversation about Real Estate: http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf (highlight,copy and paste into your web browser to view)

Lakemont Subdivision Richmond TX and inside look

Lakemont is a perfect family environment, created by Friendswood Development Company. Lakemont features two resort-style pools and clubhouses, greenbelt trails, sparkling lakes and Lamar CISD schools. Lakemont offers an ideal location on FM 1093 at Mason Road, which affords residents easy access to the Westpark Tollway, the Grand Parkway, I-10, Beltway 8 and major employment centers such as the Energy Corridor, the Galleria, Greenway Plaza and downtown. You'll be hidden from the hustle and bustle of city life, yet close enough to the best shopping, dining, and entertainment in the area. Great place to live and raise a family. Local Church in the community, close to shopping, restaurants, the Katy Mills Mall, great schools and just a wonderful location. Call today and find out more. GOD'S PROPERTY REALTY Faith Floyd, REALTOR® Licensed Real Estate Broker/Owner 10101 HARWIN DR SUITE 175 HOUSTON TX 77036 Direct (281) 743-0243 | Fax (866) 731-9435 | WWW.GODSPROPERTYREALTY.COM FAITH@GODSPROPERTYEALTY.COM LOVE BUILDS THE HOUSE AND GOD KEEPS IT... IMPORTANT PLEASE READ: Texas Law requires all real estate licensees to give the following information about brokerage services prior to a substantial conversation about Real Estate: http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf (highlight,copy and paste into your web browser to view)

Now is the time to sell your home

With the Houston and surrounding areas such as Richmond, Katy, Cypress, Sugarland etc. home inventory being at an all time low, the market is perfect for you to sell your home. Rather you have been thinking about selling, waiting for the right moment, not sure how much your home is worth? We can answer all of these questions to help you make the best decision for you and your family. Maybe it's time to downsize? The kids are gone and the home is now just to big, let us help you sell your current home and find you a new home and we will offer you a discount for allowing us to assist you in both transactions. The information is "Free" Call or email today and find out more. Happy Selling! GOD'S PROPERTY REALTY Faith Floyd, REALTOR® Licensed Real Estate Broker/Owner 10101 HARWIN DR SUITE 175 HOUSTON TX 77036 Direct (281) 743-0243 | Fax (866) 731-9435 | WWW.GODSPROPERTYREALTY.COM FAITH@GODSPROPERTYREALTY.COM LOVE BUILDS THE HOUSE AND GOD KEEPS IT... IMPORTANT PLEASE READ: Texas Law requires all real estate licensees to give the following information about brokerage services prior to a substantial conversation about Real Estate: http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf (highlight,copy and paste into your web browser to view)

Renting vs Buying

Renting vs buying a home what's the right choice for you and your family?

Not making the right decision can cost you a lot of time, money and most of all your families future. Don't gamble with your hard earned money. Find out the facts about renting a home vs buying and owning your own home. You would be surprised the homes you could purchase in the Houston and surrounding areas and you could be paying less in a mortgage then you are currently paying in rent in an apartment complex.

Call us today or email us now and find out more for "FREE". GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
FAITH@GODSPROPERTYREALTY.COM
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

IMPORTANT PLEASE READ: Texas Law requires all real estate licensees to give the following information about brokerage services prior to a substantial conversation about Real Estate: http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf (highlight,copy and paste into your web browser to view)

About God's Property Realty (Owner/Agent)

God, Family, Business.  Christian's First above all things.

Steven was born in Monroe, LA and raised in Houston, TX.  After graduating from high school, he served faithfully
in the United States Navy for 20 years.  After serving his time in the military Steven went into the Oil and Gas Industry and
after two years realized that “A House divided cannot stand” and joined Faith as a Licensed Realtor in 2008.  Steven
earned several personal awards during his well-decorated enlistment, including the Navy Commendation Medal (3), Navy Achievement Medal (5) and Good Conduct Medal (4). His service included positions as Logistics Support Officer, Logistics
Chief Petty Officer, Chief Master-at-Arms, and as a youth mentor for the Drug Education for Youth Program.  

Steven currently serves as the Assistant Pastor at Salt Mine Ministries.  He received his Bachelor of Science in Criminal Justice Administration from University of Phoenix.  He is head of the Men’s Department, and Co-Owner of God’s Property Realty.

Faith was born and raised in New Orleans, LA where she graduated high school.   After graduating from high school, she served our Country faithfully for 22 years in the United States Navy. In 2005, during her time of service, Faith went on to continue her education and receive her Realtors License from Texas A & Commerce followed by her Texas Brokers License from Texas A & M Commerce, her commitment to her clients have earned her a top client rating receiving a score of 4.99 out of 5.00 along with being a “multi-million dollar” sales agent.    

Faith earned several personal awards during her well-decorated enlistment, including the Navy Commendation Medal (3), Navy
Achievement Medal (6) and Good Conduct Medal (6).  Her service included positions as Administration Officer, Administration Chief Petty Officer, Master-at-arms, Auxiliary Police, and as a Career Counselor. 

Steven and Faith are using this same dedication and commitment to taking care of people, in creating an outstanding team of real estate professionals to help serve all of your home buying and mortgage loan needs.  Nothing is too big or too small
that we won’t strive to meet our client’s every need.  They will provide you with the same dignity and respect they gave serving their country. 

Note:  If you are a real estate professional looking to join a great team, look no further.  We are always looking for new agents to come on board with us.  Click here to tell us about yourself and request an interview.

They have devoted their lives to serving others, through leadership, hard work, and dedication.  Their goal is to educate their clients and to assist them in making good decisions, when purchasing a home.  God’s Property Realty believes that your goals, and your needs, are the keys to their success.  Their purpose is to, not just help you find a house, but, help you find a home of your dreams.   We truly believe, ALL things are possible with God you just have to declare it and Walk by Faith and NOT by sight. 

No matter what it may look like, this is just your right now and not your forever.....

VETERANS TIME TO USE YOUR HOME BENEFITS

VA will guarantee a maximum of 25 percent of a home loan amount up to $104,250, which limits the maximum loan amount to $417,000. Generally, the reasonable value of the property or the purchase price, whichever is less, plus the funding fee may be borrowed. All veterans must qualify, for they are not automatically eligible for the program.

VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home, which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you or a later owner fails to repay the loan. The guaranty replaces the protection the lender normally receives by requiring a down payment allowing you to obtain favorable financing terms.

You can use the mortgage company or bank of your choice, but if you'd like more information from a VA approved lender, that can pull your certificate and information needed online, please give us a call for more information.

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Save on your homes utility bills and home owners insurance

If you own or rent a home, you are most likely paying for all of your utilities and if you own a home you are also paying for "home insurance", if so, it's time to "shop around and start saving money".

When you bought your car you shopped around for the best price that was available and by now you have been with the same company for many of years and have received several discounts due to your loyalty. Just like car insurance you can "shop around" your utility providers and home insurance.

During the summer months your electric bill is the highest you have seen since the beginning of the year, but with your same provider paying .14 cents per KW for electricity, you could've been paying .9 cents per KW for the same electricity and the same usage.  The savings on a $500 electric bill about $200 for the same usage.  

Shop around.  When your bill for you insurance comes in for your renewal.  Shop around for the same coverage but a better rate.  When your electric bill comes in see how much your paying per KW and find out how you can save.  Some companies since you have been such a loyal paying customer will offer you a lower rate just so that they can keep earning your business.

Don't have time to shop around for your insurance or your utilities to see if there is a better rate available, let us know we have a free concierge service that can show you which rates are available and we also have an insurance broker that will shop around for you home owners insurance to get you the best possible coverage and rates available. Start saving today. 

Happy Shopping!

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...

Texas Down Payment Assistance Programs

Down Payment assistance programs do exist in Houston and in Texas you just have to meet the requirements.

Choosing the right lender is also key with the use of these programs.  Only certain lenders are designated to write loans with these types of programs and we have someone we use and trust that can assist in that as well.  Please pass the information on and to find out more give us a call or send us an email and we would be glad to share the information.

                                                         DOWN PAYMENT ASSISTANCE PROGRAMSHarris County Down Payment Assistance

$14,200 first time home buyer grant for home buyers purchasing a home in Harris County outside of the city limits.

 Housing Assistance Program “H.A.P.”

 $19,500 first time home buyer grant for home buyers purchasing a home in the City of Houston whose income is at or below 80% area median income.

 Houston HOPE Program

 $30,000 first time home buyer grant for home buyers purchasing a home in one of many Houston Historic communities.

 Workforce Housing Program

$30,000 first time home buyer grant for home buyers purchasing a home in the City of Houston whose income is at 80% - 110% of area median income.

 HOME OF YOUR OWN "HOYO"

Montgomery County

$14,500 first time home buyer grant for home buyers purchasing a new home in Montgomery County outside the city limits of Conroe.

City of Pasadena “SETH”

$5,000 first time home buyer grant for home buyers purchasing a home in the City of Pasadena.

SETH Single Family Bond

Southeast Texas first time home buyers can qualify for 3% down payment assistance with a fixed 5.25% mortgage rate towards the purchase of their first home. Areas include: Austin, Brazoria, Chambers, Liberty, Matagorda, Waller, Walker & Wharton and the cities of: Baytown, Deer Park, Dickinson, La Marque, La Porte, League City, Pasadena, Santa Fe, Shore acres, Texas City and Tomball.

Mortgage Credit Certificate Program “MCC”

First time home buyers can receive an IRS Tax Credit up to $2,000 every year for the life of your home loan.

Texas Veteran’s Mortgage Credit Program

Military Veterans with an Honorable Discharge can now qualify up to $2,000 IRS Tax Credit every year for the life of their home mortgage.  NO first time home buyer requirement!

*Minimum credit scores 640 or greater for all programs.

Find out more today!

GOD'S PROPERTY REALTY
Faith Floyd, REALTOR®
Licensed Real Estate Broker/Owner
10101 HARWIN DR SUITE 175
HOUSTON TX 77036
Direct (281) 743-0243 | Fax (866) 731-9435 |
WWW.GODSPROPERTYREALTY.COM
LOVE BUILDS THE HOUSE AND GOD KEEPS IT...